Banks & ATMs in Nepal

Some lodging establishments, tour operators, and airlines accept foreign currency payments. Cities are filled with ATM kiosks, and the majority of them accept cards from any of the major global banking networks, including Plus, Cirrus, and others. Most hotels, eateries, airlines, and other major tourist shops accept major credit cards like Visa, MasterCard, JCB, and American Express. A transaction fee is always charged to process the cards. Visitors must be aware that the banks, not the retailer, are the ones who enforce this transaction fee. Therefore, it is not practical to request a discount or have this fee eliminated. With all major credit cards, the fee is typically approximately 4%; however, for American Express, it is significantly higher, at over 7%.

NIC Asia Bank, NMB Bank Nepal, Himalayan Bank, Nepal Investment Bank, Standard Chartered Bank Nepal, Kumari Bank, Rashtriya Banijya Bank, Nabil Bank, Nepal SBI Bank, NCC Bank Limited, Siddhartha Bank, and many others are among the most well-known commercial banks in Nepal. The nation's biggest cities are equipped with ATM kiosks from all the major commercial banks. The network your international card is on and the ATM provider you plan to use will determine whether or not it will function in Nepal. Make sure about the PIN's number before traveling to Nepal since it may potentially be a problem. India and Nepal utilize a 4-digit PIN, while China uses a 6-digit PIN. Talk to your bank about using your 6-digit PIN in Nepal if you have one for card transactions. The maximum amount of cash that can be withdrawn from an ATM in Nepal each day is typically between 10,000 and 100,000. Actually, everything depends on the ATM network you choose to utilize. Different banks have their own maximum withdrawal limitations per day as well as per transaction.